Moser Wealth Advisors, LLC is a Registered Investment Adviser having registered in the
State of Washington October 14, 1998 (originally as Century Capital, LLC, and changing the
business name to Moser Wealth Advisors, LLC in December 2012) to provide financial
planning and investment management services to individuals and businesses.
Clients are provided independent representation via fee only services. By receiving
compensation only from clients, the firm’s interests are aligned with our clients and our
success is dependent upon meeting client’s expectations. Moser Wealth Advisors, LLC
delivers professional investment advisory services individually tailored for each client to
seek optimal performance, net of fees and taxes, within an acceptable risk tolerance.
Client’s investment strategies are designed to meet the goals and objectives identified
through the development of their investment profile.
In an Engagement with Discretionary Authority we will provide the following ongoing asset
management services:
o Develop an Investment Policy Statement consistent with your risk profile that
will provide the guidelines to be followed in directing the investment of your
portfolio.
o Direct, in our sole discretion and without first consulting you, the investment
and reinvestment of the assets in your portfolio –in securities and cash or cash
equivalents according to your Investment Policy Statement. Your financial
circumstances, investment objectives, and any special instructions or limits that
you impose on us in managing your portfolio are described on your latest
Investment Policy Worksheet.
In an Engagement for Hourly Investment Advice we will provide the following investment
advisory services:
o Analyze your current investment securities, including all retirement accounts,
securities held in brokerage accounts and other investments upon request. During
analysis we will review historical investment performance of current holdings,
current asset allocation and quantify the amount of risk assumed by the portfolio.
o Develop an Investment Policy Statement consistent with your risk profile that will
provide the guidelines to be followed in making investment recommendations.
o Prepare written recommendations consistent with the Investment Policy to be
provided to you. These recommendations will provide the guidelines necessary to
enable you to manage your portfolio consistent with the Investment Policy
Statement.
Under our discretionary investment management program, we monitor client investments
on an ongoing basis according to the fee schedule in Item 5, below. We may provide
investment management services on a one-time basis utilizing the hourly rates applicable
at the time services are provided. Investment advisory services provided on an hourly
basis do not include monitoring of: 1) client accounts, 2) suitability of asset allocations, or
3) individual positions-- on an ongoing basis.
The firm’s principal owner is Scott Moser. Scott is a CPA with over thirty years experience
in providing financial planning, tax, retirement, estate and business planning services.
Moser Wealth Advisors, LLC operates under the name of Moser Wealth Advisors which
includes the operations of Moser & Company, PLLC, a Certified Public Accounting Firm.
Scott Moser is the owner of both Moser Wealth Advisors, LLC as well as Moser & Company,
PLLC.
Moser Wealth Advisors, LLC was setup in response to client demand for more
comprehensive financial planning solutions including portfolio management, performance
measurement and investment advisory services. Our clients receive portfolio management
services from an integrated team of professionals on a seamless platform that includes the
staff of our associated public accounting firm.
We tailor our advisory services for clients to address tax considerations, concentrated
holdings, restrictions on investing in specific securities or other relevant factors. Clients
communicate these limitations on our Risk Assessment survey.
Moser Wealth Advisors, LLC provides portfolio management services including identifying
and trading securities on behalf of clients. In addition to securities, we may offer advice on
Partnership, Trust, and LLC investments.
We do not participate in wrap fee programs.
As of December 31, 2018, our firm provides discretionary portfolio management services
on $115.1 million of assets under management. We do not provide trading services on a
non-discretionary basis and we do not include in assets under management assets for
which we only provide asset allocation recommendations, consulting or hourly planning
advice.
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Advisory fees are calculated on the ending portfolio value on the last business day of the
prior quarter and deducted from a client’s portfolio during the first month of each quarter
according to the schedule below.
Assets Under Management Annual Fee
On the first $ -0- To $ 1,000,000 1.0%
On the next $ 1,000,001 To $ 2,000,000 0.8%
Amount over $ 2,000 ,001 To above negotiable
Compensation is payable quarterly, in advance, deducted from client assets. In all
instances, the investment adviser will send the client a written invoice, including the fee,
the formula used to calculate the fee, the time period covered by the fee, and if applicable,
the amount of assets under management on which the fee was based. The investment
advisor will send these to the client concurrent with the request for payment or payment of
the adviser’s advisory fees. We urge the client to compare this information with the fees
listed in the account statement. Clients incur brokerage transaction costs as well as mutual
fund expenses. The client may terminate the investment advisory contract by notifying
Moser Wealth Advisors, LLC, in writing, at its principal place of business. If the client
terminates the relationship, a pro-rated refund will be made to the client for any unearned
fees. The initial fee for new client assets held for a partial quarter shall be pro-rated based
on the end of the 1st partial quarters account balance. Pro-rated figures are based upon the
ratio of the number of days assets are under management to the total days in the quarter.
We may reduce the above fee schedule under certain circumstances such as for family and
friends or in response to requests for unique investment strategies.
Hourly investment advice and client requested due diligence on specific securities will be
invoiced based on the actual time spent at our standard hourly rate of the assigned staff:
Partner $400; Advisor $220; Administrative $150. Our invoice will be provided at
completion of the project. We may request deposits prior to or during our engagement.
Any deposit will be applied to your final invoice.
We report client returns net of fees. However, we fully disclose our fees up front. Our
strategy is to provide individualized service at about the same or lower overall cost to
clients as the fees currently charged by open ended mutual funds. For example, if you
combine our annual fee with all third party transaction costs and fund expenses you incur
under our management, it should total less than 1.2%. (See discussion below regarding
third party fees). For many clients, their total costs will not increase and often will
decrease with our management style. Clients receive additional savings through our
emphasis on using tax efficient strategies. By reducing turnover, implementing tax free and
tax deferred pension plans, using deferred exchange tools and most importantly, managing
your portfolio with your specific tax situation in mind we seek to maximize your after-tax,
after-fee returns.
Neither Moser Wealth Advisors, LLC nor any of its associated staff receive any
compensation for the sale of securities or other investment products.
Third Party Fees: Moser Wealth Advisors, LLC’s fees are exclusive of brokerage
commissions, transaction fees, and other related costs and expenses generally incurred by
the client. Clients may incur certain charges imposed by custodians, brokers, third party
investment and other third parties such as fees charged by managers, custodial fees,
deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic
fund fees, and other fees and taxes on brokerage accounts and securities transactions.
Mutual funds and exchange traded funds also charge internal management fees, which are
disclosed in a fund’s prospectus. Such charges, fees and commissions are exclusive of and
in addition to Moser Wealth Advisors, LLC’s fee, and we shall not receive any portion of
these commissions, fees, and costs.
Item 12 further describes the factors that Moser Wealth Advisors, LLC considers in
selecting or recommending broker-dealers for client
transactions and determining the
reasonableness of their compensation (
e.g., commissions).
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Moser Wealth Advisors, LLC does not charge any performance-based fees (fees based on a
share of capital gains on or capital appreciation of the assets of a client).
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Moser Wealth Advisors, LLC provides portfolio management services to individuals, trusts,
businesses, corporate pension and profit-sharing plans. Our minimum account size for
discretionary management is $500,000, although smaller account sizes may be considered
on a case by case basis.
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Our investment methodology relies on selecting a diversified portfolio of securities that
will meet our clients long-term target rate of return consistent with the level of volatility
each client is willing to accept. We use analytical software designed to gauge both return
and volatility based on historical trends to develop each portfolio. We then measure the
progress of each portfolio on a quarterly basis to ensure the portfolio stays within our
expected parameters.
Individual security selections must generally meet the following criteria:
• Management should demonstrate a strong track record
• Must demonstrate and maintain strong fundamentals
• Avoid proprietary securities that are non-transferable or lack liquidity
Managed investment company funds must generally meet the following criteria:
• No entry or exit fees such as front loads, back loads, or marketing costs
• Funds should exhibit a history of below average operating costs
• Taxable funds should minimize unnecessary taxable distributions
• Funds should follow a clear, consistent, and predictable philosophy
Our goal is to provide clients with a rate of return equal to or exceeding the return of the
selected relative benchmarks consistent with each client’s risk profile, net of all fees. Since
we are attempting to match a relative benchmark, clients may lose money. Investing in
securities involves risk of loss that clients should be prepared to bear. Your portfolio may
be worth more or less when you withdraw your funds.
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Registered Investment Advisers are required to disclose all material facts regarding any
legal or disciplinary events that would be material to your evaluation of Moser Wealth
Advisors, LLC or the integrity of Moser Wealth Advisors, LLC’s management. We have
never had a legal or disciplinary complaint filed against our firm nor any related firm, the
management of our firm or any staff member while working within our firm. To access
background information about investment advisor representatives you are evaluating that
may be material to your decision to do business with Moser Wealth Advisors please refer to
the SEC’s website at www.adviserinfo.sec.gov.
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Moser Wealth Advisors, LLC officers are active members of Moser & Company, PLLC, a
certified public accounting firm. Most clients are also active clients of the CPA firm where
we provide accounting, tax & business advisory services.
Investment advisory client accounts are established at a third party broker dealer. Schwab
Institutional is our primary custodian though we do use other custodians such as Fidelity,
E*Trade, and Vanguard. Moser Wealth Advisors, LLC manages client accounts via a Limited
Power of Attorney and Trading Authorization provided by each client.
Broker-Dealer and trust companies that custodian assets for most clients may be required
to provide Moser Wealth Advisors, LLC with software at no cost, to translate client data
from one computer format to another, provide account and other services to facilitate our
work. There are no requirements for the placement of business, nor guarantees or
expectations of either party that the provision of the software or services will be repaid.
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Moser Wealth Advisors, LLC has adopted a Code of Ethics for all supervised persons of the
firm describing its high standard of business conduct, and fiduciary duty to its clients. The
Code of Ethics includes provisions relating to the confidentiality of client information, a
prohibition on insider trading, a prohibition of rumor mongering, restrictions on the
acceptance of significant gifts and the reporting of certain gifts and business entertainment
items, and personal securities trading procedures, among other things. All supervised
persons at Moser Wealth Advisors, LLC must acknowledge the terms of the Code of Ethics
annually.
Moser Wealth Advisors, LLC anticipates that, in appropriate circumstances, consistent with
clients’ investment objectives, it will cause accounts over which Moser Wealth Advisors,
LLC has management authority to effect, and will recommend to investment advisory
clients or prospective clients, the purchase or sale of securities in which Moser Wealth
Advisors, LLC, its affiliates and/or clients, directly or indirectly, have a position of interest.
Our employees and persons associated with Moser Wealth Advisors, LLC are required to
follow our Code of Ethics. Subject to satisfying this policy and applicable laws, officers,
directors and employees of Moser Wealth Advisors, LLC and its affiliates may trade for
their own accounts in securities which are recommended to and/or purchased for our
clients. The Code of Ethics is designed to assure that the personal securities transactions,
activities and interests of the employees of Moser Wealth Advisors, LLC will not interfere
with (i)making decisions in the best interest of advisory clients and (ii) implementing such
decisions while, at the same time, allowing employees to invest for their own accounts.
Certain classes of securities have been designated as exempt transactions, based upon a
determination that these would not materially interfere with the best interest of our
clients. The Code requires pre-clearance of certain transactions, and restricts trading in
close proximity to client trading activity. Employee trading is monitored under the Code of
Ethics, and to reasonably prevent conflicts of interest between Moser Wealth Advisors, LLC
and its clients. The Advisor’s Chief Compliance Officer has the responsibility to review
trading to ensure the client’s interests are placed ahead of employees.
Certain affiliated accounts may trade in the same securities with client accounts on an
aggregated basis when consistent with Moser Wealth Advisors, LLC 's obligation of best
execution. In such circumstances, the affiliated and client accounts will share commission
costs equally and receive securities at a total average price. Moser Wealth Advisors, LLC
will retain records of the trade order (specifying each participating account) and its
allocation, which will be completed prior to the entry of the aggregated order. Completed
orders will be allocated as specified in the initial trade order. Partially filled orders are
generally allocated on a pro-rata basis. Any exceptions will be explained on the Order.
Moser Wealth Advisors, LLC’s clients or prospective clients may request a copy of the firm's
Code of Ethics by contacting Meg Pickle.
It is our policy that the firm will not affect any principal or agency cross securities
transactions for client accounts. Moser Wealth Advisors, LLC will also not cross trades
between client accounts. Principal transactions are generally defined as transactions
where an adviser, acting as principal for its own account or the account of an affiliated
broker-dealer, buys from or sells any security to any advisory client. A principal
transaction may also be deemed to have occurred if a security is crossed between an
affiliated hedge fund and another client account. An agency cross transaction is defined as
a transaction where a person acts as an investment adviser in relation to a transaction in
which the investment adviser, or any person controlled by or under common control with
the investment adviser, acts as broker for both the advisory client and for another person
on the other side of the transaction. Agency cross transactions may arise where an adviser
is dually registered as a broker-dealer or has an affiliated broker-dealer.
Participation or Interest in Client Transactions
When individuals employed by, or associated with Moser Wealth Advisors, LLC purchase or
sell listed securities they may be subject to restrictions on trading. All restricted employee
trades are monitored by management of Moser Wealth Advisors, LLC to assure they are in
compliance with U.S. Securities and Exchange Commission regulations and applicable State
of Washington rules and statutes.
Employees or associates of Moser Wealth Advisors, LLC are prohibited from soliciting sales
or giving investment advice on closely held securities, thinly traded securities, or any
securities in which they have a material interest. No securities are placed in client accounts
that any employees, or associates of Moser Wealth Advisors, LLC have a material interest or
are thinly traded or closely held. There is no minimum dollar value for starting an account
with Moser Wealth Advisors, LLC. However, we generally do not accept clients with overall
assets under management under $500,000.00, except as an hourly engagement. Advisers
are prohibited from trading securities in quantities that affect the market price by more
than 5%, for their own account, or that may give a third party reason to question the
adviser's independence.
Code of Ethics
CPAs providing Financial Advice are bound by a code of ethics that are more stringent than
that required by Federal and State Law for Investment Advisers or Brokers. We adhere to
those high standards of business and conduct and require our supervised personnel to do
the same. We will provide a copy of our Code of Ethics to any client or prospective client
upon request. Below are some of the general principles involved in a high standard of
ethics. This is NOT intended to be all-inclusive.
• All employees must comply with Federal and State securities law.
• Each will adhere to the highest applicable standards of ethical conduct for the
licenses and certifications held.
• Each will maintain the confidentiality of all information obtained in the course of
employment.
• Each will not engage in any activities that create a conflict of interest between
themselves and the company or any client.
• All supervised persons must file a complete report of their personal securities
trading at the time access is gained to sensitive client trading records and at least
quarterly thereafter.
• Each will report any violations of the Code of Ethics to the Compliance Officer of the
firm.
• Each is required to read the Code of Ethics and initial to show acknowledgement of
having received a copy.
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Securities are bought and sold without specific client consent. Portfolios are managed and
balanced to conform to the client's pre-approved Investment Policy Statement. The
amount of securities traded is based upon the account size, and the investment philosophy
selected by the client in their Investment Policy Statement. There are no specific
limitations on the amount of securities to be traded.
The broker - dealer recommended by Moser Wealth Advisors, LLC for its managed accounts
at this time is Schwab Institutional. However, we will work with another broker - dealer if
the client stipulates a specific one.
In the event that a client directs Moser Wealth Advisors, LLC to use a particular broker -
dealer, Moser Wealth Advisors, LLC may not be authorized under those circumstances to
negotiate commissions and may not be able to obtain volume discounts or best execution.
In addition, under these circumstances, a disparity in commission charges may exist
between the commission charged to clients who direct Moser Wealth Advisors, LLC to use a
particular broker - dealer and other clients who do not direct Moser Wealth Advisors, LLC
to use a particular broker - dealer. The commission rates paid to any broker - dealer is
their standard listed commissions. We do not engage in Prime Broker trades.
Clients are generally informed regarding each of these items. Decisions must be consistent
with the client's Investment Policy Statement. Brokers may be selected based on their
product availability. We do not accept payment or services for broker recommendations.
Broker Selection & Commission Reasonability
The criteria for suggesting a broker - dealer include reasonableness of commissions, other
costs of trading, ability to facilitate trades, access to client records, computer trading
support, and other operational considerations.
At least annually Moser Wealth Advisors, LLC will review procedures to ensure they are in
the best interest of the clients by seeking to obtain best execution, minimizing transaction
costs and using the client broker best suited for the client's accounts.
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Reviews are conducted by registered professionals within the firm on a quarterly basis.
Reviews are intended to insure the accuracy of account information. Annual reviews are
intended to insure the client's goals are being accomplished.
Clients receive quarterly reports providing client balances and a performance review with
comments on relevant economic issues. Client positions are updated daily by custodians,
and are available to clients each day via the Internet via a third party web interface.
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Clients should receive at least quarterly statements from the broker dealer, bank or other
qualified custodian that holds and maintains client’s investment assets. Moser Wealth
Advisors, LLC urges clients to carefully review such statements and compare the official
custodial records to the account statements that we provide. Our statements may vary
from custodial statements based on accounting procedures, reporting dates, or valuation
methodologies of certain securities. For example, we generally report activity on a cash
basis which would not include accrued or declared dividends clients have earned but have
not yet been received on the reporting date. We obtain securities pricing data from sources
such as Morningstar while your custodian may use an alternate pricing source. Our
Quarterly Performance Reports are generated using data as of the last day of the quarter
while custodian reports are typically generated on the last trading day of the quarter.
One of the benefits of using a third party custodian is that it provides an additional layer of
internal control. Many of the recent fraudulent scams relied on the investment adviser also
performing the duties of the custodian. This removed an important check and balance
from the system. Our system allows us to monitor the activity of the custodian as well as
allowing comparison between our reports and activity with the custodian reports to ensure
both reports are consistent.
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Moser Wealth Advisors, LLC receives discretionary authority from the client at the outset of
an advisory relationship to select the identity and amount of securities to be bought or sold.
In all cases, discretion is to be exercised in a manner consistent with the stated investment
objectives for the particular client account.
When selecting securities and determining amounts, Moser Wealth Advisors, LLC observes
the investment policies, limitations and restrictions of the clients for which it advises. For
registered investment companies, our authority to trade securities may also be limited by
certain federal securities and tax laws that require diversification of investments and favor
the holding of investments once made.
Investment guidelines and restrictions must be provided to Moser Wealth Advisors, LLC in
writing via an updated Risk Assessment Survey.
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Registered investment advisers are required in this item to provide you with certain
financial information or disclosures about our financial condition. Moser Wealth Advisors,
LLC has no financial commitment that impairs its ability to meet contractual and fiduciary
commitments to clients, and has not been the subject of a bankruptcy proceeding.
Item 19 – Requirements for State-Registered Advisers See attached Brochure Supplements.
Item 1- Cover Page Matthew Scott Moser
Moser Wealth Advisors, LLC
2135 112th Ave NE, Suite 110
Bellevue, WA 98004
425-451-1850
March 1, 2019
This Brochure Supplement provides information about Scott Moser that supplements the Moser Wealth Advisors, LLC brochure. You should have received a copy of that brochure. Please contact Meg Pickle, Office Manager if you did not receive Moser Wealth Advisors, LLC’s brochure or if you have any questions about the contents of this supplement.
Additional information about Scott is available on the SEC’s website at www.adviserinfo.sec.gov.
Item 2- Educational Background and Business Experience Matthew Scott Moser (Scott) - Year of birth 1959
Professional Title:
President, Moser Wealth Advisors, LLC, October 1998 - Present;
President, Moser & Company, PLLC, Certified Public Accountants, April 2006 - Present
Educational Background:
Masters degree in Taxation from Golden Gate University, 1991
B.S. in Accounting, Central Washington University, 1984
Professional Designations & Memberships:
Certified Public Accountant in Washington State, 1985
Member: AICPA, WSCPA, WSCPA Personal Financial Planning Committee, PFS (CPA
designation as a Personal Financial Specialist) & NAPFA (National Association of Personal
Financial Advisors)
Certified Public Accountant (CPA) - CPAs are licensed and regulated by their state boards
of accountancy. While state laws and regulations vary, the education, experience and
testing requirements for licensure as a CPA generally include minimum college degree
(typically 150 credit hours with at least a baccalaureate degree and a concentration in
accounting), minimum experience levels (most states require at least one year of
experience providing services that involve the use of accounting, attest, compilation,
management advisory, financial advisory, tax or consulting skills, all of which must be
achieved under the supervision of or verification by a CPA), and successful passage of the
Uniform CPA Examination. In order to maintain a CPA license, states generally require the
completion of 40 hours of continuing professional education (CPE) each year (or 80 hours
over a two year period or 120 hours over a three year period). Additionally, all American
Institute of Certified Public Accountants (AICPA) members are required to follow a
rigorous
Code of Professional Conduct which requires that they act with integrity,
objectivity, due care, competence, fully disclose any conflicts of interest (and obtain client
consent if a conflict exists), maintain client confidentiality, disclose to the client any
commission or referral fees, and serve the public interest when providing financial
services. The vast majority of state boards of accountancy have adopted the AICPA’s
Code
of Professional Conduct within their state accountancy laws or have created their own.
Personal Financial Specialist (PFS) - The PFS credential demonstrates that an individual has met the minimum education, experience and testing required of a CPA in addition to a
minimum level of expertise in personal financial planning. To attain the PFS credential, a
candidate must hold an unrevoked CPA license, fulfill 3,000 hours of personal financial
planning business experience, complete 80 hours of personal financial planning CPE
credits, pass a comprehensive financial planning exam and be an active member of the
AICPA. A PFS credential holder is required to adhere to AICPA’s
Code of Professional
Conduct and follow the AICPA’s
Statement on Standards in Personal Financial Planning
Services. To maintain their PFS credential, the recipient must complete 60 hours of financial
planning CPE credits every three years. The PFS credential is administered through the
AICPA.
National Association of Personal Financial Advisors (NAPFA)- NAPFA members must
be a Fee-Only financial advisor, defined as one who is compensated solely by the client with
neither the advisor nor any related party receiving compensation that is contingent on the
purchase or sale of a financial product. Neither Members nor Affiliates may receive
commissions, rebates, awards, finder’s fees, bonuses or other forms of compensation from
others as a result of a client’s implementation of the individual’s planning
recommendations. "Fee-offset" arrangements, 12b-1 fees, insurance rebates or renewals
and wrap fee arrangements that are transaction based are examples of compensation
arrangements that do not meet the NAPFA definition of Fee-Only practice.
Members must abide by the NAPFA Code of Ethics, Standards of Membership and
Affiliation, Bylaws, resolutions adopted by the Board and all rules set forth in the NAPFA
Policies and Procedures Manual.
NAPFA requires members to attain 60 hours of continuing education every two years
including 32 hours in each of the following core areas: Insurance & Risk Management,
Investments, Income Tax Planning, Retirement Planning & Employee Benefits, Estate
Planning, and Communications & Counseling; and a minimum of 2 hours in Ethics of
Financial Planning.
Item 3- Disciplinary Information Registered investment advisers are required to disclose all material facts regarding any
legal or disciplinary events that would be material to your evaluation of each supervised
person providing investment advice. No complaint has ever been filed against Scott.
Item 4- Other Business Activities Scott owns and operates an affiliated Certified Public Accounting Firm which serves an
integral role in delivering comprehensive planning services. Scott commits approximately
65% of his time to operating the CPA firm where a substantial share of total planning
revenue is generated.
Item 5- Additional Compensation No additional compensation is paid to anyone for referrals or endorsements.
Item 6 - Supervision Scott is responsible for the supervision of all firm members to ensure each one is in
compliance with all regulatory and ethical standards. The firm’s Code of Ethics is available
upon request.
Item 1- Cover Page Jean Pierre (JP) R. Pedinielli
2135 112th Ave NE, Suite 110
Bellevue, WA 98004
425-451-1850
March 1, 2019
This Brochure Supplement provides information about Jean Pierre (JP) Pedinielli that supplements the Moser Wealth Advisors, LLC brochure. You should have received a copy of that brochure. Please contact Meg Pickle, Office Manager if you did not receive Moser Wealth Advisors, LLC’s brochure or if you have any questions about the contents of this supplement.
Additional information about JP Pedinielli is available on the SEC’s website at www.adviserinfo.sec.gov Item 2- Educational Background and Professional Business Experience JP Pedinielli –Year of birth: 1972
Professional:
Investment Advisor Representative, Moser Wealth Advisors, LLC; May 2015 - Present
Director of Portfolio Management, Gravity Capital Partners; September 2012 – April 2015
Portfolio Manager, Ryan Investment Management; October 2009 – June 2012
Proprietary Equity Trader, Various professional firms including ETG, Carlin, Sub-Account,
April 1999– December 2007
Investment Advisor, Morgan Stanley; November 1996 – March 1999
Education Background:
University of Denver: Bachelor of Science in Business Administration; 1994
University of Denver: Master of Science in Finance; 2009
Item 3- Disciplinary Information Registered investment advisers are required to disclose all material facts regarding any
legal or disciplinary events that would be material to your evaluation of each supervised
person providing investment advice. For more information on JP Pedinielli’s SEC discipline
history please visit:
www.adviserinfo.sec.gov Item 4- Other Business Activities JP is an Investment Advisor with Moser Wealth Advisors. He does not maintain any
business or employment outside of Moser Wealth Advisors.
Item 5- Additional Compensation JP receives no other additional compensation regarding advisory services from any clients,
customers, business partners or associates.
Item 6 - Supervision JP is supervised on a continuous basis through his hours worked, personal trading reports
reported quarterly, client trade blotters, review of client correspondence, and overlap of
client contact with other employees of the firm.
All Personal Trading Reports are submitted and reviewed quarterly by Scott Moser, Chief
Compliance Officer of Moser Wealth Advisors, LLC, 425-451-1850.
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Open Brochure from SEC website